Free on the web. iOS and Android coming soon.
Never lose a credit again.
You pay up to $895 a year for a premium card. EarnBig tracks every credit, FSA balance and perk, and alerts you before each one expires.
Already have an account? Log in
No bank login. No card numbers. Your data is never sold.
Credits reset every month. Whatever you don’t claim is gone.
Uber Cash, dining, hotel, streaming. The benefits that justify your annual fee only pay off if you remember to use them. The best tool most people have is a spreadsheet.
How it works
Three steps. Sixty seconds to set up.
Pick your cards
Choose the cards you carry. Every credit, its value and its reset date appears instantly. Set up in about a minute, with no bank login.
Get nudged in time
Alerts land 7, 3 and 1 day before each credit resets, so nothing quietly disappears at month-end.
Claim it, step by step
Every benefit comes with exact instructions: which app to open, which card to pay with, and tips to squeeze out more.
Know exactly what to do
Every credit comes with instructions.
No more digging through issuer fine print. Tap a benefit and see what it’s worth, when it resets, and the exact steps to claim it. Mark it claimed, or set your own reminder.
- What it’s worth and when it resets
- Which app to open and which card to pay with
- Pro tips to get more from the same credit
What we track
Every benefit you’re already paying for.
Card credits
Uber Cash, dining, hotel, airline, streaming and more, across Amex, Chase and Capital One cards.
FSA balances
Healthcare and dependent-care dollars that vanish if you miss the deadline.
Employer perks
Wellness, learning and other stipends that reset unspent.
Loyalty
Airline miles, hotel free nights and status perks, kept in view.
Memberships
Saks, Walmart+, Equinox, CLEAR and other credits hiding on your card.
Annual-fee check
Your EarnScore shows how much of your benefits you actually capture, so you know if the fee pays for itself.
Meet AIRA
Your benefits coach, on call.
Ask in plain English. AIRA knows the cards you’ve added and answers with real dollar amounts.
- “What’s expiring this month?”
- “Best card for dinner tonight?”
- “Is my annual fee worth it?”
AIRA is powered by AI, can be wrong, and isn’t financial advice.
FAQ
Questions, answered.
Do I have to link my bank account or cards?
No. You pick the cards you carry from our catalog. EarnBig never asks for card numbers or bank logins and never connects to your accounts.
If it isn’t connected, how does it know what I’ve claimed?
You tell it. Mark a credit as claimed, skip it, or leave it open, and EarnBig keeps the score. It takes a tap, and it means nothing sensitive ever leaves your bank.
Which cards and benefits are covered?
Popular premium cards such as Amex Platinum, Amex Gold, Chase Sapphire Reserve and Capital One Venture X, plus FSA balances, employer perks and loyalty programs. The catalog keeps growing.
How do the alerts work?
Turn on notifications and EarnBig nudges you 7, 3 and 1 day before each credit resets, so a monthly credit doesn’t quietly disappear.
What is AIRA?
AIRA is the in-app assistant for your benefits. Ask what’s expiring, how to use a credit, or whether an annual fee is worth it. It is AI, it can be wrong, and it isn’t financial advice.
How do I sign up or log in?
Tap “Get started free”, pick your cards, then enter your email and we’ll send you a one-time code. There’s no password to create or forget. Coming back? Tap “Log in”, enter the same email and use the new code we send.
What does it cost?
EarnBig is free to use today. If we add paid plans, they will be billed only through the App Store or Google Play, and you will see the price before you pay.
Do you sell my data?
No. We don’t sell personal information or share it with data brokers or advertisers. The privacy policy spells out exactly what we collect.
Can I delete my account?
Yes. Profile → Delete Account in the app removes your account and associated data, or email us and we’ll do it for you.
Is it available now?
Yes. Sign up free on the web at app.pepfound.com. The iOS and Android apps are coming soon.
Stop paying for perks you don’t use.
Free on the web today. iOS and Android apps are coming soon.
Already have an account? Log in