Compare
Different tools, different jobs.
Most card apps help you earn more on each purchase. EarnBig is narrower: it makes sure you actually use the credits, FSA dollars and perks you already pay for. Here is how that lines up.
Feature comparison
| Feature | EarnBig | Spreadsheet | Issuer app reminders | MaxRewards | CardPointers |
|---|---|---|---|---|---|
| Built for | Claiming credits before they reset | Whatever you build it for | Using that issuer’s card | Maximizing rewards and offers | Choosing the best card per purchase |
| Card credits tracked | Yes, across issuers | If you enter them | That issuer’s cards only | Yes | Limited |
| FSA, employer perks, loyalty | Yes, in the same place | If you enter them | No | Cards only | No |
| Reminders before a reset | Yes, your timing | Only if you set them up | Varies by issuer | Yes | Offer and location reminders |
| How it knows what you claimed | You mark it | You mark it | Sometimes from your account | Connected accounts | Not a primary feature |
| Needs your bank or card login | No | No | Yes, it is the issuer | Yes, for sync and offers | For auto-adding offers |
| Step-by-step claiming help | Yes, on every benefit | Only what you write | Varies | Not a listed feature | Not a listed feature |
| Auto-enrolls merchant offers | No | No | No | Yes | Yes |
| AI assistant | AIRA (cloud AI) | No | No | AI categorization | On-device Apple Intelligence |
| Platforms | iOS and Android (coming soon) | Anywhere | iOS and Android | iOS and Android | iOS, Android, Safari extension |
Based on public product information as of June 2026. Apps change often, so check each product’s own site. MaxRewards and CardPointers are trademarks of their owners; EarnBig is not affiliated with them or with any card issuer.
Choose EarnBig if
you hold a few premium cards, an FSA or employer stipends, and your problem is remembering to use what you already pay for, without linking accounts.
Choose MaxRewards or CardPointers if
you want to optimize which card to swipe and have offers added automatically. EarnBig does not do that, and they do it well. Many people will want one of them alongside EarnBig.
A spreadsheet is fine if
you have one or two cards and enjoy maintaining it. EarnBig is for when the reminders, reset dates and instructions are the part you keep missing.
Try the simpler way to claim.
Free on the web today. iOS and Android apps are coming soon.
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