How it works
From “I think I have a credit somewhere” to “claimed.”
EarnBig is a tracker, not a bank connection. You tell it which cards you carry, and it handles the part people forget: knowing what you have, when it resets, and how to use it.
Pick your cards
Choose the cards and benefit accounts you hold from the catalog: premium cards such as Amex Platinum, Amex Gold and Chase Sapphire Reserve, plus FSA balances and employer perks.
The moment you add a card you see every credit it carries, what each is worth per year, and when it resets. There is no bank login and you never enter a card number. Setup takes about a minute.
- Annual value of every benefit, added up for you
- Reset timing per benefit (monthly, quarterly, annual and more)
- Estimates are labelled when a value depends on your plan, like FSA
Get nudged in time
Turn on notifications and EarnBig reminds you before each credit resets: 7, 3 and 1 day ahead by default. You choose the lead times, set quiet hours, and can add a Monday digest.
The Deadlines view lists everything by how soon it resets, with filters for urgent, unclaimed and claimed, so you can see the month at a glance.
- Your timing, your quiet hours
- Deadlines sorted by what expires first
- Alerts only for credits you have not claimed
Claim it, step by step
Tap any benefit to see exactly how to use it: which app to open, which card to pay with, and tips for getting more from the same credit. There is a link to the issuer’s own page for the official terms.
When you use a credit, mark it claimed. EarnBig keeps score of what you have captured and what is still open.
- Plain-English claiming steps
- Pro tips on each benefit
- Link to the issuer’s source page
Plus
Ask AIRA when you’re not sure.
AIRA is the in-app assistant. It knows which cards you added and answers in dollars: “What’s expiring this month?”, “Best card for dinner tonight?”, “Is my annual fee worth it?”
AIRA is AI. It can be wrong or out of date, so check your issuer’s current terms before acting. It isn’t financial advice.
What EarnBig never does
- Ask for bank logins or card numbers.
- Connect to your card accounts. You mark credits claimed yourself, and nothing sensitive leaves your bank.
- Sell your personal data. Read the privacy policy.
Questions? See the comparison or the support page.
Ready to stop losing credits?
Free on the web today. iOS and Android apps are coming soon.
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